46 Small Business Working Capital Statistics You Need to See • Lendr

Business success is based on income and you’ll need funding to drive your operations if you want to generate more income. Entrepreneurs like you can use the following numbers as insight to begin your working capital funding research. Being aware of these facts can give you a leg up on securing business funds because you’ll know what to expect.

Here are 46 statistics for small businesses seeking working capital based on the latest annual reports and surveys from the US Federal Reserve, Small Business Administration, PwC, and other leading financial sources.

Business Lending Statistics

Business lending statistics
Business lending statistics

Working Capital Statistics

Small business loan statistics
Working capital statistics

Business Startup Statistics

Startup financing statistics
Business startup statistics

Business Revenue Growth Statistics

Business growth statistics
Business revenue growth statistics

Business Failure Statistics

Business funding statistics
Business failure statistics

Final Thoughts

Ample working capital can have a positive impact on your business profits. However, if you don’t qualify for traditional funding, you will have to look elsewhere. Even though a majority of companies haven’t leveraged alternative funding products like merchant cash advances or invoice factoring to maintain cash flow, they provide a convenient solution for working capital struggles.

Get to know about more of your working capital financing options and stay on track with your company growth.

[Learn About Working Capital Financing]


Federal Reserve 2019 Small Business Credit Survey Report on Employer Firms: https://www.fedsmallbusiness.org/medialibrary/fedsmallbusiness/files/2019/sbcs-employer-firms-report.pdf

Ewing Marion Kauffman Foundation 2019 Capital Report: 


Crunchbase, The Q4/EOY 2019 Global VC Report: A Strong End To A Good, But Not Fantastic, Year


PwC, 2019/20 Working Capital Report


SBA, 2019 Small Business Profile Report


Babson, 2019 Voice of Small Business in America Insights Report