Flexible Working Capital Designed For Your Business Needs

Receive the working capital you need to be successful.

Small business working capital is technically defined (and calculated) based on the amount of your current business assets minus your current liabilities: The amount that remains is considered your working capital.

Though the “right” amount of working capital for small business varies based on a business’s industry, sales cycles and supplier relationships, working capital is an important metric to proactively manage. At Lendr, we’re committed to empowering business owners with access to the working capital resources that ensure their business has financial stability throughout its life cycle.

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Small Business Capital Funding Designed for You

Working capital for a small business can help prevent cash flow shortages that are a normal aspect of running a small to midsize business, especially during times of reduced sales demand, growth, and even instances when you may to need to invest in upfront inventory or supplies that may not result in revenue for several months.

We’ll help you get what you need.

Lendr’s small business working capital solutions are designed to meet your unique business needs, including:

  • Flexible working capital funding options in amounts up to $250,000, based on your funding needs
  • Variable repayment schedules based on your daily credit card sales cycles
  • Competitive rates as low as 1.25 percent per month
  • Terms starting at four months

Efficient Application and Funding Processes

At Lendr, we understand that fast and efficient access to small business funding is critical to your financial stability. That’s why our application process begins with a few simple questions you can answer online, including:

  • The amount of small business funding you seek (ranging from $10,000 to $250,000)
  • Monthly revenue
  • The number of years you’ve been in business

Approved Lendr applicants can access the small business funding they need electronically, in as little as 48 hours.

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Working Capital for Small Businesses Based on More Than Credit

At Lendr, we know that your business is more than the information reflected in its credit history, and that there are plenty of numbers that speak to its past performance and future potential that are far more meaningful than a credit score. Our application requires you to meet a few simple requirements, including:

  • Have been in business at least 12 months
  • Have a credit score of at least 520
  • Have monthly sales of at least $10,000

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Repayment Designed for Your Business

In addition to providing small business working capital that can be used to fund any business need, we offer flexible repayment plans designed to suit your sales cycles.  Repayment of small business capital funding accessed through Lendr doesn’t require that you adhere to a fixed payment schedule in set amounts, or that you sacrifice your own cash flow to replenish the working capital you access. Simply authorize Lendr to take a fixed percentage of your daily bank deposits (based on your credit card sales) until the entire amount is paid back for a repayment structure that works with — not against — your cash flow and sales cycles.

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A Team of Experts to Guide Your Working Capital Needs

The Lendr team has more than 75 years of collective experience in small business funding. We want to be a trusted partner, making you feel empowered by Lendr’s working capital options. We use technology to provide a seamless application and funding process, but are always here to provide the personalized guidance you need.